971 PHILLIPS DRIVE, ARNOLD, MD 21012

$1,549,900

Nestled on a tranquil waterfront setting at the end of a no-through street, this beautiful Arnold home offers stunning water views, exceptional living spaces, and quick access to the Chesapeake Bay, making it a dream for boating enthusiasts. From the moment you step into the foyer, you are greeted by… Read More breathtaking views of the water that extend throughout the main living areas. The open-concept floor plan is ideal for everyday living and entertaining. The thoughtfully designed kitchen features a 48-inch Wolf range with custom hood, built-in Wolf microwave, expansive center island, walk-in pantry, abundant cabinetry, and a dedicated beverage center complete with ice maker and under-counter refrigerator. The kitchen flows seamlessly into the dining area and family room with cozy fireplace. A wall of windows frame the serene waterfront setting and surrounding natural beauty. Step outside to the waterfront deck, perfectly positioned off the family room and dining area, offering an ideal space for relaxing or entertaining while enjoying the peaceful views. A main level bedroom, which also functions beautifully as a home office, is conveniently located adjacent to a full hall bath, providing an excellent option for guests or those seeking first floor accessibility. Hardwood flooring extends throughout both the main and upper levels. Upstairs, the spacious primary suite enjoys expansive water views and features a luxurious bath with soaking tub, separate shower, double vanity, and a custom walk-in closet with built-in organizers. Two additional generously sized bedrooms, a hall bath with a thoughtfully designed layout featuring two vanities and convenient second-floor laundry complete the upper level. The fully finished lower level offers excellent flexibility with a spacious recreation room with fireplace, a kitchenette featuring a microwave, bar sink, and under-counter refrigerator, a full bath, and natural light from the windows. Outside, the fenced rear yard provides space for children and pets to play. Boating enthusiasts will appreciate the private pier equipped with an electric boat lift, two personal watercraft lifts, and floating dock section ideal for crabbing, fishing, kayaking, launching paddleboards, or simply enjoying life on the water. With quick access to the Chesapeake Bay, you can spend more time cruising, fishing, waterfront dining, and exploring the Bay's countless destinations. A three car garage provides ample parking and storage. Additional improvements and amenities include a propane house generator, providing reliable backup power during outages as well as a furnace and heat pump installed in 2021. Residents also have the option to join the voluntary Shore Acres Community Association, which offers access to a boat ramp, waterfront picnic area, basketball court, clubhouse and playground. Surrounded by nature and offering peaceful waterfront views from nearly every angle, this exceptional property presents a rare opportunity to enjoy the best of waterfront living with the convenience of easy commutes to Baltimore, Annapolis and access to the Bay. Don't miss the opportunity to make this beautiful waterfront property your home and enjoy all that waterfront living has to offer. Read Less

Courtesy of Rene M May, May Realty 410-761-9500

Listing Snapshot

Days Online

Last Updated

Jun 19, 2026

Property Type

Single Family Residential

Beds

Full Baths

Square Ft.

3,379

Lot Size

0.33 Acres

Year Built

1964

MLS Number

MDAA2148734

Additional Details

Appliances & Equipment

Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater

Basement

Daylight, Partial, Fully Finished, Garage Access, Improved, Windows

Building

Built in 1964, Living area: 3379, Levels: 2, Construction Materials: Fiber Cement, HardiPlank Type

Cooling

Central A/C

Accessibility Features

None

Exterior Features

Patio/Porch Features: Deck(s)

Fence

Partially

Fireplaces

2 fireplaces

Foundation

Block

Garage

3 spaces

Heating

Forced Air, Heat Pump(s)

Home Owner's Association

Amenities: Boat Ramp, Community Center, Picnic Area, Tot Lots/Playground, Water/Lake Privileges

Interior Features

Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Kitchen - Gourmet

Lot

0.33 acres, Front Yard, Level, No Thru Street, Rear Yard

Property

Other structures: Above Grade, Below Grade, Water

Sewer

On Site Septic

Taxes

Annual Amount: $12,076, Lot: 112, Year: 2025, Zoning: R2

Utilities

Propane, Water Source: Well

Water Features

Boat/Launch Ramp - Public, Rip-Rap, Private Dock Site

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